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<h2 style="white-space:pre-line"><span style="color:#0f4273">Program Qualifications</span></h2>
<ul>
<li>Employers with 500 or more employees</li>
<li>All employees must be W-2 and full-time</li>
<li>Employees must have less than 2% equity ownership</li>
<li>Employees must have major medical through an employer-sponsored plan.</li>
<li>Either through their employer, spouse’s, or if under 26, a parents’ employer.</li>
<li>A MEC Plan can be installed without out-ofpocket cost to the employee or employer with Capstone to satisfy the group health requirement.</li>
</ul>

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<h2 style="white-space:pre-line"><span style="color:#0f4273">Defining USA Group Insurance Health and Wellness</span></h2>
<ol>
<li><span style="color:#000000">USA Group Insurance Health and Wellness is a section 125 plan. Prioritizing preventative health and wellness with a comprehensive health management program.</span></li>
<li><span style="color:#000000">USA Group Insurance Health and Wellness does not disrupt or replace any Major Medical Plan. It is an enhancement of your current benefits plans for qualified employees.</span></li>
<li><span style="color:#000000">USA Group Insurance Health and Wellness is at no Net Cost for the employer and employee.</span></li>
<li><span style="color:#000000">The plan addresses Recruitment, Retention, and revenue concerns that employers have.</span></li>
<li><span style="color:#000000">We focus on health before it becomes a health insurance issue.</span></li>
</ol>